Forra FlexiPayMost popular
For homes. Pay 20–40% upfront and spread the rest over 6–36 months.
Solar financing
Own clean energy. Pay comfortably.
Stop pouring money into diesel with nothing to show for it. Forra financing lets you own a solar system with a small upfront and monthly repayments that a system starts offsetting from day one.
- Own from day one
- Flexible tenors
- No collateral on most home plans
- Transparent rates
Plan your payments
See your monthly number before you commit.
Enter your system amount, set your upfront, frequency and number of repayments, and see the repayment instantly — with the full schedule one tap away. Figures are illustrative; final terms follow a free audit and a quick credit review.
Financing calculator3% / month · reducing balance
₦
Estimated monthly repayment₦74,580/month
Reduces to ₦45,454 by month 24 as you pay down. Illustrative — final terms follow your audit & credit review.
₦1,450,000
₦435,000 · 30%
₦1,015,000
₦1,380,400
₦1,815,400
In plain terms: instead of paying ₦1,450,000 upfront, you pay ₦435,000 today as your 1st payment, then clear the balance over the next 23 months — starting at ₦74,580 and easing down to ₦45,454 as you pay it off. At the end, the system is fully yours.
How it works
From diesel to ownership
in five steps.
01
Free energy audit
We size the right system from your real load — so you finance exactly what you need, not more.
02
Get your plan
A clear breakdown: system cost, upfront, monthly repayment and total — no hidden fees.
03
Pick your terms
Choose an upfront amount and a repayment tenor that fits your cash flow.
04
Quick approval
Light-touch credit review, typically within 48 hours. No property collateral for most home plans.
05
Install & repay
We install; your system starts saving from day one while you pay it down comfortably.
Ways to pay
A plan for every situation.
SME PowerPlan
For shops, offices and clinics. Working-capital-friendly terms up to 48 months.
Lease-to-own
Little-to-no upfront. Pay a fixed monthly fee and own the system at the end.
Corporate PPA
For large facilities. Pay only for the energy produced — we own and maintain the plant.
Eligibility
What you'll need to qualify.
Straightforward requirements, no runaround. Whether you earn a salary or run a business, have these ready and approval on a home plan is typically 48 hours.
Everyone
- A completed Forra energy audit
- Valid government ID — NIN, driver's licence or passport
- Proof of address or a recent utility bill
- 3–6 months of bank statements
Salary earners
- Your last 3 months' payslips
- An employment offer or confirmation letter
- Employer name and HR contact (for verification)
Business owners
- CAC registration (business name or company)
- 6 months of business bank statements
- Recent management accounts, if available
Questions
Financing, answered.
Do I need collateral?
Most residential FlexiPay plans are unsecured — the system itself is the security. Larger commercial facilities may have different terms, confirmed during review.
What interest rate do you charge?
Plans are quoted at an indicative 36% per year on a reducing-balance basis — interest is charged only on the balance you still owe, so it falls as you repay. The calculator shows this so you can plan; your final offer is confirmed in writing after your credit review.
How fast is approval?
Home plans are typically approved within 48 hours of receiving your documents. SME and commercial facilities take a little longer due to additional checks.
What happens if I want to pay off early?
You can settle early at any time. We only charge for the months you've used — there's no early-exit penalty on standard home plans.
Can I finance only part of the system?
Yes. Choose any upfront amount from 20% upwards; the balance is what you finance. A larger upfront lowers your monthly repayment.
Ready to run the numbers?
Start with a free audit — we'll size your system and hand you a financing plan you can actually keep.